The Good, The Bad and The Ugly

We arrived…over a month ago! I wrote a post within the first couple of weeks here but it just felt very forced and rambling, not great at all. I’ve then not had the motivation to write anything, it doesn’t help that I’ve become obsessed with ‘Jane The Virgin’ and have been job hunting. So here’s a TL;DR of my other post - We had a lot of issues with shipping our boxes, right up to the day before they were collected. 3 days before we were due to set off we had to come up with a travelling plan B as my dad (who was driving us to Germany) was getting cold feet due to COVID. There were cat issues throughout the journey as well as issues with my parents motorhome. The exciting sauna and pool on the ferry were closed due to COVID (how did we not foresee this??) and an electric scooter accident on our 2nd day in Sweden resulted in me having a ginormous bruise and swelling on my chin and a very banged up knee that still hurts now! ...

October 21, 2020 · 12 min · MrsSavingNinja

Savings Report #27 - Has it Only Been a Month?

This is a Saving Ninja savings report. Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Please note that I split my expenses equally with my partner and the savings rate, house equity and house value represent my share only. The spreadsheet calculates my savings rate based off £12,000 worth of expenses per year, even though my expenses are actually Less Than 10k Per Year . This is to create a buffer; I’m aiming for at least 12k to reach financial independence. ...

October 3, 2020 · 3 min · SavingNinja

Savings Report #26 - We Made it to Sweden!

This is a Saving Ninja savings report. Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Please note that I split my expenses equally with my partner and the savings rate, house equity and house value represent my share only. The spreadsheet calculates my savings rate based off £12,000 worth of expenses per year, even though my expenses are actually Less Than 10k Per Year . This is to create a buffer; I’m aiming for at least 12k to reach financial independence. ...

September 2, 2020 · 5 min · SavingNinja

Savings Report #25 - We're Almost There

This is a Saving Ninja savings report. Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Please note that I split my expenses equally with my partner and the savings rate, house equity and house value represent my share only. The spreadsheet calculates my savings rate based off £12,000 worth of expenses per year, even though my expenses are actually Less Than 10k Per Year . This is to create a buffer; I’m aiming for at least 12k to reach financial independence. ...

August 6, 2020 · 5 min · SavingNinja

Employee Share Scheme: Which Option to Take?

When I start work at my new place in August, I’ll have only a week to decide what type of share options I’d like. This is a decision that I’ll have to stick with for 4 years! It’s also a decision that will see me earning huge amounts, or nothing at all. I’ve read through the share program and I’ve been left baffled, it’s super complicated. So, in this article I’ll work my way through the documentation, nothing will be omitted, and you guys can help me decide which option to choose. ...

July 20, 2020 · 11 min · SavingNinja