Something Happened

The Ninja household is going to be changed forever. Something happened which was so unexpected, so alien, and yet so perfectly aligned to the current and future goals that I’ve mused about on this very blog. So, strap in and brace yourselves for…the news. One blustery morning 3 months ago I was contacted out of the blue by an internal recruiter for a certain company. Said company was one of those companies, you know, one of the companies that I’ve been training for . No, no, no, it wasn’t the actual Google, but they get pretty close to Google in fame, world-wide offices, and difficult interview notoriety. ...

June 18, 2020 · 9 min · SavingNinja

The FIRE Movement Wasn't for Me

It’s about time I introduced myself. Mr SavingNinja has mentioned that I was going to do an introductory post and maybe some further posting, so here I am, Mrs SavingNinja. I have been with my husband since the beginning of his financial journey, and I’ll admit that sometimes I have been hard to convince and sometimes (in the beginning) I wasn’t fully onboard. Hey, Big Spender My mum is a ‘SpendyPants,’ a great big giant one. My dad has always worked super hard, too hard sometimes! He worked his way up through a company before eventually becoming the joint owner when I was 14, whilst doing this he also worked on other projects for people well into the night and started his own business with my mum. ...

June 8, 2020 · 8 min · MrsSavingNinja

Savings Report #23 - Back to Break Even!

This is a Saving Ninja savings report. Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Please note that I split my expenses equally with my partner and the savings rate, house equity and house value represent my share only. The spreadsheet calculates my savings rate based off £12,000 worth of expenses per year, even though my expenses are actually Less Than 10k Per Year . This is to create a buffer; I’m aiming for at least 12k to reach financial independence. ...

June 3, 2020 · 2 min · SavingNinja

Savings Report #22 - I Failed at Market Timing!

This is a Saving Ninja savings report. Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Please note that I split my expenses equally with my partner and the savings rate, house equity and house value represent my share only. The spreadsheet calculates my savings rate based off £12,000 worth of expenses per year, even though my expenses are actually Less Than 10k Per Year . This is to create a buffer; I’m aiming for at least 12k to reach financial independence. ...

May 1, 2020 · 4 min · SavingNinja

Thought Experiment #10 - COVID-19 Edition

To get the creative juices flowing again in these strange times, what better than a Thought Experiment to reconnect with the Financial Independence community? We’ll try a different approach with this one; we’ll have no deadline. If you want to take part, write out a response to the question below and I’ll feature your article in this post, I implore all other participants to do the same. Unprecedented events create new experiences. What fun, misadventure, or positive discoveries have you encountered while locked down? ...

April 7, 2020 · 6 min · MrsSavingNinja