To get the creative juices flowing again in these strange times, what better than a Thought Experiment to reconnect with the Financial Independence community? We’ll try a different approach with this one; we’ll have no deadline. If you want to take part, write out a response to the question below and I’ll feature your article in this post, I implore all other participants to do the same. Unprecedented events create new experiences. What fun, misadventure, or positive discoveries have you encountered while locked down? ...

This is a Saving Ninja savings report. Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Please note that I split my expenses equally with my partner and the savings rate, house equity and house value represent my share only. The spreadsheet calculates my savings rate based off £12,000 worth of expenses per year, even though my expenses are actually Less Than 10k Per Year . This is to create a buffer; I’m aiming for at least 12k to reach financial independence. ...

This is a Saving Ninja savings report. Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Please note that I split my expenses equally with my partner and the savings rate, house equity and house value represent my share only. The spreadsheet calculates my savings rate based off £12,000 worth of expenses per year, even though my expenses are actually Less Than 10k Per Year . This is to create a buffer; I’m aiming for at least 12k to reach financial independence. ...

Since November I’ve been working on SavingNinja’s very first piece of software - a mobile application that contains all of the same useful calculators in the Super Spreadsheet and today marks the day that it’s available to download. The app is called FICalc, and it’s available on both iOS and Android ! FICalc is the first of many applications that I have planned to help my fellow Ninja’s achieve financial independence quicker and easier. The app is currently only version 1.0 and with your help, I plan to add more tooling and improvements as time goes by; so let me know what you’d like to see in the comments below. ...

This is a Saving Ninja savings report. Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Please note that I split my expenses equally with my partner and the savings rate, house equity and house value represent my share only. The spreadsheet calculates my savings rate based off £12,000 worth of expenses per year, even though my expenses are actually Less Than 10k Per Year . This is to create a buffer; I’m aiming for at least 12k to reach financial independence. ...