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I blog about Financial Independence , frugality , and seeking happiness

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Savings Report #79 - Babys First Trip

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. The market continues to be hyperbolic, recovering from the loss of last month and making up for it with a 4.5% increase. I also moved my vested stock options into our main portfolio. These remain in company stock, which I know is risky, but I only want to sell when there is a tax advantage to do so, and it’s currently been rising so fast that the capital gain is too much....

February 1, 2025 · 4 min · SavingNinja

2024 Reviewed - Worst and Best Year Yet

Introduction 2024 has been a crazy year for the SavingNinja household. It’s been our best year financially, but it’s also been one of the worst years for stress and anxiety in our lives. We got laid off and lost our US Visa’s; needed to sell everything and move back to the UK unexpectedly; found out we were going to have a baby after being laid off; had to find a new job; a new place to live; a new car; buy everything to live again from scratch....

January 11, 2025 · 12 min · SavingNinja

Savings Report #78 - I've Stopped Investing

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Happy new year!! This is a quick one as I’d like to put more energy into writing the end of year review post. The market sank a bit in December but we still managed to stay above the £1m mark by the end of 2024, only just by £615....

January 1, 2025 · 4 min · SavingNinja

Savings Report #77 - One Million Pounds!

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. £1m has been breached! November was truly phenomenal. My investments earned 5.9% in a single month, earning £52,000 in interest alone, pushing us over that sought-after figure. £1m has always been our true FIRE target. Sure, when I first started blogging 6 years ago, my initial target was £300k (I hit this at the end of 2021 ) - This was because my expenses were £12k....

December 4, 2024 · 3 min · SavingNinja

Savings Report #76 - Too Tired

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Another big jump in net worth due to the stock market, the race is on to £1m. Not a big update today, way too tired due to the baby and busy due to work. We’re currently just surviving and trying to find our new norm....

November 6, 2024 · 1 min · SavingNinja