2020 has been a very weird year. It’s been so weird that I even have to check myself to see if I’m not actually experiencing a very strange lucid dream. The year started out relatively normal. I was excited for the year to begin after hitting my long awaited £100k invested goal. I was rested after having a nice Christmas break at the in-laws house. I wrote about how good I was feeling, how everything was ‘coming together,’ my parents were hoping to retire to Spain before 2021 after a stressful 50 years of working, I had vowed to study and apply for a dream job; I was raring to go. ...

This is a Saving Ninja savings report. Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Please note that I split my expenses equally with my partner and the savings rate, house equity and house value represent my share only. The spreadsheet calculates my savings rate based off £12,000 worth of expenses per year, even though my expenses are actually Less Than 10k Per Year . This is to create a buffer; I’m aiming for at least 12k to reach financial independence. ...

This is a Saving Ninja savings report. Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Please note that I split my expenses equally with my partner and the savings rate, house equity and house value represent my share only. The spreadsheet calculates my savings rate based off £12,000 worth of expenses per year, even though my expenses are actually Less Than 10k Per Year . This is to create a buffer; I’m aiming for at least 12k to reach financial independence. ...

This is a Saving Ninja savings report. Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Please note that I split my expenses equally with my partner and the savings rate, house equity and house value represent my share only. The spreadsheet calculates my savings rate based off £12,000 worth of expenses per year, even though my expenses are actually Less Than 10k Per Year . This is to create a buffer; I’m aiming for at least 12k to reach financial independence. ...

We arrived…over a month ago! I wrote a post within the first couple of weeks here but it just felt very forced and rambling, not great at all. I’ve then not had the motivation to write anything, it doesn’t help that I’ve become obsessed with ‘Jane The Virgin’ and have been job hunting. So here’s a TL;DR of my other post - We had a lot of issues with shipping our boxes, right up to the day before they were collected. 3 days before we were due to set off we had to come up with a travelling plan B as my dad (who was driving us to Germany) was getting cold feet due to COVID. There were cat issues throughout the journey as well as issues with my parents motorhome. The exciting sauna and pool on the ferry were closed due to COVID (how did we not foresee this??) and an electric scooter accident on our 2nd day in Sweden resulted in me having a ginormous bruise and swelling on my chin and a very banged up knee that still hurts now! ...