Do you want to learn how to retire early? A lot of people who first hear about the FIRE (Financial Independence / Retire Early) movement are put off by thinking that they need to know a boatload of information about investing and personal finance in order to benefit from the concept. These people sometimes ignore the movement, never to hear about it again without realising that they’d just stumbled upon a gold mine....
Hey guys, This post is one of my new ‘update’ types, so it’s a bit different. I’ll be posting my thought experiment questions as an actual post from now on so I have them documented. The next Thought Experiment (number 7 by the way, can you believe it?) will be released on the 15th of August. This is slap bang in the middle of my honeymoon to California, but I’ll still be writing my response and scheduling it for release at 7:30 am on that day....
This is a Saving Ninja savings report. Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Please note that I split my expenses equally with my partner and the savings rate, house equity and house value represent my share only. The spreadsheet calculates my savings rate based off £12,000 worth of expenses per year, even though my expenses are actually Less Than 10k Per Year ....
University has been the ticket into the white collar world since the inception of capitalism. Of course - there are other, normally more difficult, ways to gain entry into this world, but needing the ‘checkbox’ of a degree is still becoming ever more prevalent in the industry. Student loans are too expensive, even with tuition fees rising by three times in 2012, you still need that little 3-word line on your CV that says; University degree - achieved....
FIRE stands for Financial Independence / Retire Early, but it isn’t just a concept, it’s a way of living. A movement that shares its routes with anti-consumerism and minimalism. A community which thrives on helping one another and is enthralled with passionate and subversive entrepreneurs whose single goal is to maximise their happiness. The movement is full of intellectuals that understand happiness isn’t achieved by consuming products. They’ve discovered that to be happy, money is better spent on increasing time with loved ones instead of buying the ‘next best thing’ that advertisers throw their way....