A lot of people are quite shocked when they hear how much I save in comparison to what I spend. A lot of this is attributed to a big salary, but my expenses are still lower than most people that I know. Saving so much is partly due to my upbringing, partly due to my relationship status and partly due to my competitive nature, but a lot of my savings can be attributed to certain habits that I have instilled in myself over the years....

Welcome to Thought Experiment #5. At the beginning of each second month, a thought experiment question will be tweeted under the hashtag #ThoughtExperiment and everyone is invited to participate with their own posts, these will then go live together on the 15th of the next month (you can still join in after this date). Below is the question asked for this Thought Experiment. Life is good. You finally did it! You pulled the plug on your day job after reaching financial independence....

Every once in awhile you find yourself at a crossroads. Each road leading to an entirely new destination, each with their own crossroads leading to places that you never could have imagined. When you find yourself at one of these pinnacle moments in your life you know that the decisions that you make will be paramount and you know this with absolute clarity. This week I found myself at one of these crossroads....

This is a Saving Ninja savings report. Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Please note that I split my expenses equally with my partner and the savings rate, house equity and house value represent my share only. The spreadsheet calculates my savings rate based off £12,000 worth of expenses per year, even though my expenses are actually Less Than 10k Per Year ....

Being successful is subjective. What success is, varies from one group of people to another, but in each of these groups, common traits can be identified amongst the people they deem to have risen above mediocrity. These traits can be used in any scenario and can be applied to any person. Below I’ve compiled a list of what I believe the best traits to inhabit are in order to achieve a higher level of success, and how I’ve used these traits to progress my own career and well-being....