Savings Report #43 - FIRE Goal Un-Reached

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. I’m no longer financially independent. This month saw the biggest drop in my portfolio since I began investing; wiping out almost half of the gains I made in the whole of 2021. ...

February 2, 2022 · 5 min · SavingNinja

Savings Report #42 - Lean-FI Goal Reached!

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. I’ve made it to my initial financial independence goal of £300k net worth! This has taken me around 4 years of saving, with the last 42 months being tracked on this blog . This should, on paper, cover my current expenses indefinitely, although the sequence of returns risk would be huge due to having a lot of my net worth locked away in my pension. ...

January 2, 2022 · 4 min · SavingNinja

Savings Report #41 - So Damn Close!

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. So close. If the stock market doesn’t crash before Christmas, December will be the month… The month where I complete the SavingNinja FIRE journey of reaching £300k and I begin venturing into uncharted territory. ...

December 1, 2021 · 3 min · SavingNinja

Savings Report #40 - Construction and Management

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. The stock market did very well this month, I gained £4,860 in interest to go along with my £5,582 of increased contributions. Part of this sharp rise is due to my portfolio being 3% invested in my company stock which increased a lot this month, I hope it stays this high! ...

November 6, 2021 · 6 min · SavingNinja

Savings Report #39 - A New Decade

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. I increased my monthly savings by another £1,200 this month as I realised I’m probably keeping a little too much as an emergency fund at around £13k. After calculating our budget last month , this figure would cover 12 months of expenses for both me and my wife, and she has a few thousand pounds as an emergency fund too. These new monthly contributions should see my emergency fund drop slowly over the coming months until it’s at a more appropriate level. ...

October 6, 2021 · 3 min · SavingNinja