Savings Report #39 - A New Decade

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. I increased my monthly savings by another £1,200 this month as I realised I’m probably keeping a little too much as an emergency fund at around £13k. After calculating our budget last month , this figure would cover 12 months of expenses for both me and my wife, and she has a few thousand pounds as an emergency fund too. These new monthly contributions should see my emergency fund drop slowly over the coming months until it’s at a more appropriate level. ...

October 6, 2021 · 3 min · SavingNinja

Savings Report #38 - Becoming a Book Author

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. The markets rebounded a little this month earning my portfolio a 2.33% gain across the board. I’m in slightly uncharted territory right now as my net worth and invested amount goals for the year were 250k and 200k. I flew past those figures already and there are still 4 months left of 2021! ...

September 6, 2021 · 4 min · SavingNinja

Savings Report #37 - Swedish Road Trip

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Another month, another slow upward climb of my finances. My pre-pension pot is growing quite nicely, almost at that special £100k figure. Although it sucks that £60k of that is in a UK ISA which would be subject to 30% capital gains tax if I ever withdrew it whilst living in Sweden. I really should have withdrawn it before I left the country. It was so difficult to predict whether to withdraw, as if I ever came back to the UK, I would have preferred to leave it in. ...

August 5, 2021 · 5 min · SavingNinja

Savings Report #36 - 3 Years of Savings

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. This is my 36th Savings Report. I’ve been writing to you, every month, for 3 years in a row. Crazy, right? ...

July 2, 2021 · 6 min · SavingNinja

Savings Report #35 - I'm Turning into a Spendy Pants

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Hello guys! This is the latest I’ve posted a monthly update in almost 3 years. Sorry about that. ...

June 12, 2021 · 8 min · SavingNinja