Me and my partner have always been low spenders. I came from a family where my parents both earned minimum wage for all of their lives so I’ve learned to be happy with less. I’m fed up with being met with disbelief or responses insinuating that more or less I must have a rubbish life when I tell people at work how low my expenses are. Here’s a little break down of them (I split everything equally with my partner)....

Charles Stanley has been the cheapest percentage based platform that offers a SIPP to invest from for a long while. How will their recent price hike change things? Who is the best investment platform? Investment platforms are really complicated. They each have different rules and prices depending on different pot amounts and transactions. You won’t find a ‘here’s the price’ type statement on any platform. Basically, all of the platforms have different fee structures between an ISA and a SIPP; it’s messy!...