This article signifies the start of a new post category which I’m going to name, ‘Thought Experiments’! The way this type of post will work is by starting off with a question, like “What would you do if you got given £1 million?”, and the blogger will have to write whatever they first think of. No pre-planning or major editing allowed and blabbering is definitely encouraged! It should read like an internal monologue....

This is a bank account switching offer. Read The Full Guide to Bank Account Switching for more information on how to make the most of offers like these. Natwest have just opened up an extremely generous switching offer; £125 lump sum cash. This offer is even open to existing Natwest customers[note]You’re not eligible for this offer if you’ve had cash back for switching to Natwest since October 2017.[/note]. Just like the Nationwide Bose Headphones offer , this too just requires one deposit....

This is a Saving Ninja savings report. Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Please note that I split my expenses equally with my partner and the savings rate, house equity and house value represent my share only. The spreadsheet calculates my savings rate based off £12,000 worth of expenses per year, even though my expenses are actually Less Than 10k Per Year ....

There’s a war that has been raging on in the FIRE community since the beginning. Every corner you turn, every FIRE forum you stumble upon, you’ll see people arguing for and against including your home in your FI calculations. I’ve always been in the for camp, but I’ve never fully explored the notion. So, for my benefit as well as yours, let’s deep dive into this question - Should you include your house in your net worth?...

In 2017-2018 the BBC made £3.8324 billion from charging people for a ‘TV licence’. Think about that for a second… The BBC is making more money from their ‘TV licence’ than some of the biggest companies in the world. There’s mainly one reason for this; most of the UK believe they need to have one. They think it’s a tax, and the BBC are doing everything in their power to convince you of this....