This is a Saving Ninja savings report. Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Please note that I split my expenses equally with my partner and the savings rate, house equity and house value represent my share only. The spreadsheet calculates my savings rate based off £12,000 worth of expenses per year, even though my expenses are actually Less Than 10k Per Year ....

This is a Saving Ninja savings report. Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Please note that I split my expenses equally with my partner and the savings rate, house equity and house value represent my share only. The spreadsheet calculates my savings rate based off £12,000 worth of expenses per year, even though my expenses are actually Less Than 10k Per Year ....

Since November I’ve been working on SavingNinja’s very first piece of software - a mobile application that contains all of the same useful calculators in the Super Spreadsheet and today marks the day that it’s available to download. The app is called FICalc, and it’s available on both iOS and Android ! FICalc is the first of many applications that I have planned to help my fellow Ninja’s achieve financial independence quicker and easier....

This is a Saving Ninja savings report. Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Please note that I split my expenses equally with my partner and the savings rate, house equity and house value represent my share only. The spreadsheet calculates my savings rate based off £12,000 worth of expenses per year, even though my expenses are actually Less Than 10k Per Year ....

It’s that time of year again where I create the charts, review the data, analyse, and seek to improve. Looking back at 2018 reviewed I’m aghast at how much I’ve forgotten and shocked at the amount that can get accomplished in a single year. That’s why these posts are so important; not just for personal finance but for all of your goals. The clarity that journaling gives you means that you can achieve anything that you set out to do as you’ll have time to reflect, analyse and get incrementally better!...