Savings Report #41 - So Damn Close!

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. So close. If the stock market doesn’t crash before Christmas, December will be the month… The month where I complete the SavingNinja FIRE journey of reaching £300k and I begin venturing into uncharted territory. ...

December 1, 2021 · 3 min · SavingNinja

Savings Report #40 - Construction and Management

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. The stock market did very well this month, I gained £4,860 in interest to go along with my £5,582 of increased contributions. Part of this sharp rise is due to my portfolio being 3% invested in my company stock which increased a lot this month, I hope it stays this high! ...

November 6, 2021 · 6 min · SavingNinja

Savings Report #39 - A New Decade

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. I increased my monthly savings by another £1,200 this month as I realised I’m probably keeping a little too much as an emergency fund at around £13k. After calculating our budget last month , this figure would cover 12 months of expenses for both me and my wife, and she has a few thousand pounds as an emergency fund too. These new monthly contributions should see my emergency fund drop slowly over the coming months until it’s at a more appropriate level. ...

October 6, 2021 · 3 min · SavingNinja

How Expensive is Living in Sweden?

Before moving to Sweden everyone told me how expensive it would be to live here. Even fellow bloggers scoffed at the prospect of the _Saving_Ninja moving to Sweden!? The country with one of the highest income tax and VAT rates in the world! I wouldn’t be able to call myself the SavingNinja for much longer, they said. When I first arrived here, I found it hard to swallow the insanely high food prices, it seemed everything that we usually bought back in the UK was at least 3 times as expensive, sometimes even more than that. Eating out was another big shock, paying over £25 for a main course per person is the norm in any type of restaurant here, even for a burger and chips. ...

September 17, 2021 · 12 min · SavingNinja

Savings Report #38 - Becoming a Book Author

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. The markets rebounded a little this month earning my portfolio a 2.33% gain across the board. I’m in slightly uncharted territory right now as my net worth and invested amount goals for the year were 250k and 200k. I flew past those figures already and there are still 4 months left of 2021! ...

September 6, 2021 · 4 min · SavingNinja