Savings Report #18 - 100k Goal Achieved!

This is a Saving Ninja savings report. Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Please note that I split my expenses equally with my partner and the savings rate, house equity and house value represent my share only. The spreadsheet calculates my savings rate based off £12,000 worth of expenses per year, even though my expenses are actually Less Than 10k Per Year ....

December 31, 2019 · 4 min · SavingNinja

The Saving Ninja Super Spreadsheet

Update: With the Saving Ninja Super Spreadsheet being over one and a half years old, it was about time it got modernised and bought into the fully online world of Google Sheets and away from Microsoft Excel. Reminder: To download the sheet for your own use, Subscribe, and the download link will be emailed to you! As of December 2019, all functionality can be used on Google Sheets, this includes the ‘Years to FI’, ‘Drawdown’ and ‘Compound’ calculators....

December 20, 2019 · 6 min · SavingNinja

Thought Experiment #9 - A Brave New World

Welcome to Thought Experiment #9. At the beginning of each second month, a thought experiment question will be tweeted under the hashtag #ThoughtExperiment and everyone is invited to participate with their own posts, these will then go live together on the 15th of the next month (you can still join in after this date). Below is the question asked for this Thought Experiment. You’ve arrived at Firearto, better known as ‘Earth 2....

December 15, 2019 · 5 min · SavingNinja

Savings Report #17 - Going Back to School

This is a Saving Ninja savings report. Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Please note that I split my expenses equally with my partner and the savings rate, house equity and house value represent my share only. The spreadsheet calculates my savings rate based off £12,000 worth of expenses per year, even though my expenses are actually Less Than 10k Per Year ....

December 1, 2019 · 5 min · SavingNinja

I'm Allergic to Spending Money!

“Are you not having a drink?” John asked me as we huddled into the crowded upstairs room of a fancy pub. We were there for the November installment of the ‘side-hustle’ meet up, hosted by the venerable Financial Independence London group. The room was filled with over 100 bustling FIRE advocates, sipping on expensive £12 white wines and £6 pints of beer. “I’ll stick with tap water and ice, thank you,” I said with a pang of envy....

November 21, 2019 · 5 min · SavingNinja