Investing

When I start work at my new place in August, I’ll have only a week to decide what type of share options I’d like. This is a decision that I’ll have to stick with for 4 years! It’s also a decision that will see me earning huge amounts, or nothing at all. I’ve read through the share program and I’ve been left baffled, it’s super complicated. So, in this article I’ll work my way through the documentation, nothing will be omitted, and you guys can help me decide which option to choose....

A lot of people are quite shocked when they hear how much I save in comparison to what I spend. A lot of this is attributed to a big salary, but my expenses are still lower than most people that I know. Saving so much is partly due to my upbringing, partly due to my relationship status and partly due to my competitive nature, but a lot of my savings can be attributed to certain habits that I have instilled in myself over the years....

Being successful is subjective. What success is, varies from one group of people to another, but in each of these groups, common traits can be identified amongst the people they deem to have risen above mediocrity. These traits can be used in any scenario and can be applied to any person. Below I’ve compiled a list of what I believe the best traits to inhabit are in order to achieve a higher level of success, and how I’ve used these traits to progress my own career and well-being....

“The more dollars adult children receive, the fewer dollars they accumulate, while those who are given fewer dollars accumulate more.” - The Millionaire Next Door Whilst reading through The Millionaire Next Door , this quote is what stood out the most. People have been toting the phrase “the generational wealth gap” for decades. They say that wealth begets wealth and that the poor cannot compete. Why then does this book that was written over 30 years ago say that the opposite is true?...

Charles Stanley has been the cheapest percentage based platform that offers a SIPP to invest from for a long while. How will their recent price hike change things? Who is the best investment platform? Investment platforms are really complicated. They each have different rules and prices depending on different pot amounts and transactions. You won’t find a ‘here’s the price’ type statement on any platform. Basically, all of the platforms have different fee structures between an ISA and a SIPP; it’s messy!...