Grab £125 Free Cash

This is a bank account switching offer. Read The Full Guide to Bank Account Switching for more information on how to make the most of offers like these. Natwest have just opened up an extremely generous switching offer; £125 lump sum cash. This offer is even open to existing Natwest customers[note]You’re not eligible for this offer if you’ve had cash back for switching to Natwest since October 2017.[/note]. Just like the Nationwide Bose Headphones offer , this too just requires one deposit....

October 5, 2018 · 2 min · SavingNinja

Savings Report #3 - September

This is a Saving Ninja savings report. Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Please note that I split my expenses equally with my partner and the savings rate, house equity and house value represent my share only. The spreadsheet calculates my savings rate based off £12,000 worth of expenses per year, even though my expenses are actually Less Than 10k Per Year ....

October 3, 2018 · 7 min · SavingNinja

Should You Include Your House in Your Net Worth?

There’s a war that has been raging on in the FIRE community since the beginning. Every corner you turn, every FIRE forum you stumble upon, you’ll see people arguing for and against including your home in your FI calculations. I’ve always been in the for camp, but I’ve never fully explored the notion. So, for my benefit as well as yours, let’s deep dive into this question - Should you include your house in your net worth?...

September 28, 2018 · 7 min · SavingNinja

Why I Don't Pay My TV Licence

In 2017-2018 the BBC made £3.8324 billion from charging people for a ‘TV licence’. Think about that for a second… The BBC is making more money from their ‘TV licence’ than some of the biggest companies in the world. There’s mainly one reason for this; most of the UK believe they need to have one. They think it’s a tax, and the BBC are doing everything in their power to convince you of this....

September 23, 2018 · 9 min · SavingNinja

The Full Guide To Matched Betting

When I find out people who live in the UK have never heard of matched betting, I cry a little inside. A way for people to make £1000s of tax-free income with minimal effort which is basically exclusive to the UK? It sounds almost ludicrous, but it’s really not! Everyone normally moans that people in the USA earn more money, but I know people who are making over 5k per month from spending 20 hours a week matched betting on the side of a full-time job....

September 19, 2018 · 26 min · SavingNinja