HSBC £200 Switching Offer

This is a bank account switching offer. Read The Full Guide to Bank Account Switching for more information on how to make the most of offers like these. This generous offer from HSBC has been around for a while now, but since I’ve referred to it in a few different articles I thought I’d make an official post documenting the details. Before taking on this offer, be warned; it’s a tricky one due to the high pay in requirement and HSBC will do everything in their power to not pay you and stall. They’re the worst bank I’ve ever dealt with, so be prepared to ring them up if when need be. ...

October 25, 2018 · 2 min · SavingNinja

The Full Guide to Bank Account Switching

Just like Matched Betting , switching bank accounts takes advantage of the free money that most high-street banks are now offering to switch to them. Once you’ve done some setting up, it can take as little as 10 minutes to complete an offer. With offers bagging you things like a pair of Free Bose Headphones or £125 cash the time value commitment is through the roof! It means bank account switching can clock in at over £600 per hour. If you’re not earning more than £600 per hour you should be taking full advantage! ...

October 19, 2018 · 8 min · SavingNinja

Why You Should Split Your Expenses 50/50

Consolidating your expenses has long been a tradition in British culture. It stems back to the days where a father had to barter with other families to trade off his daughter as a bride in place of cattle or arable land. The daughter would then become the property of her new husband. Their finances then become one, “What’s mine is yours.” It was the wife’s duty to raise children; it was unimaginable for them to earn money, so the joining of the household finances had to happen. Of course - in the modern world, things happen a little differently. Women are now in high paying careers all over the world, their wages have almost leveled out , or in some cases surpassed males in the workplace. Couples are on an equal playing field, so why should this age-old tradition of consolidating your finances continue when each person is as able as the other? Here are the 3 main reasons why you should be splitting your finances equally and why doing so should be the go-to de-facto for FIRE pursuers. ...

October 16, 2018 · 5 min · SavingNinja

What Would You Do If You Got Given £1 Million?

This article signifies the start of a new post category which I’m going to name, ‘Thought Experiments’! The way this type of post will work is by starting off with a question, like “What would you do if you got given £1 million?”, and the blogger will have to write whatever they first think of. No pre-planning or major editing allowed and blabbering is definitely encouraged! It should read like an internal monologue. Right at the top of the post, I’ll post a link to all of the other bloggers that have participated in the thought experiment (I encourage other bloggers to do likewise!) You’ll then be able to see a vast array of different opinions to the same question. I’ll also be taking question requests in the comments below! So, without further ado…Thought experiment number 1! What would you do if right at this very instant you got given 1 million great British pounds? This could be from a lottery win, an IPO, a scratch card, you name it. No tax needs to be paid, it’s just been plopped directly into your run of the mill bank account. ...

October 11, 2018 · 8 min · SavingNinja

Grab £125 Free Cash

This is a bank account switching offer. Read The Full Guide to Bank Account Switching for more information on how to make the most of offers like these. Natwest have just opened up an extremely generous switching offer; £125 lump sum cash. This offer is even open to existing Natwest customers[note]You’re not eligible for this offer if you’ve had cash back for switching to Natwest since October 2017.[/note]. ...

October 5, 2018 · 2 min · SavingNinja