Savings Report #42 - Lean-FI Goal Reached!

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. I’ve made it to my initial financial independence goal of £300k net worth! This has taken me around 4 years of saving, with the last 42 months being tracked on this blog . This should, on paper, cover my current expenses indefinitely, although the sequence of returns risk would be huge due to having a lot of my net worth locked away in my pension....

January 2, 2022 · 4 min · SavingNinja

Savings Report #41 - So Damn Close!

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. So close. If the stock market doesn’t crash before Christmas, December will be the month… The month where I complete the SavingNinja FIRE journey of reaching £300k and I begin venturing into uncharted territory. I’m excited! This has only happened due to the stock market blazing upward again, I’m unsure what’s going on to prompt another 3% gain, can someone let me know?...

December 1, 2021 · 3 min · SavingNinja

Savings Report #40 - Construction and Management

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. The stock market did very well this month, I gained £4,860 in interest to go along with my £5,582 of increased contributions. Part of this sharp rise is due to my portfolio being 3% invested in my company stock which increased a lot this month, I hope it stays this high!...

November 6, 2021 · 6 min · SavingNinja

Savings Report #39 - A New Decade

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. I increased my monthly savings by another £1,200 this month as I realised I’m probably keeping a little too much as an emergency fund at around £13k. After calculating our budget last month , this figure would cover 12 months of expenses for both me and my wife, and she has a few thousand pounds as an emergency fund too....

October 6, 2021 · 3 min · SavingNinja

Savings Report #38 - Becoming a Book Author

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. The markets rebounded a little this month earning my portfolio a 2.33% gain across the board. I’m in slightly uncharted territory right now as my net worth and invested amount goals for the year were 250k and 200k. I flew past those figures already and there are still 4 months left of 2021!...

September 6, 2021 · 4 min · SavingNinja