I blog about Financial Independence , frugality , and seeking happiness
2025 Reviewed - Finding Our New Normal
Introduction It’s that time of year again where I review our finances and post a general update looking back at the year gone and forward to the next one. I still think that these annual review posts are one of the most important for me. Life retrospectives can give valuable insight into what’s working, what isn’t, and they can remind me about our family aspirations and goals. This is my 8th one!...
Savings Report #90 - End of Year
Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Happy new year! I thought this month would be a good one financially, but the markets took a tumble on the very last day of the year. This is a short savings report as I’ll be releasing my end of year review post in the next couple of days....
Savings Report #89 - House Sold, Renting is Better!
Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Propertyless We’ve sold our house! After a very bumpy road, we finally signed the contract in November and got the money. It feels very liberating to not own any property. The whole process was terrible and cost a lot of money....
Savings Report #88 - Hedonic Adaptation
Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. October was another good month for the markets and for the value of the pound, raising our net worth even further. I’m just waiting for the crash at this point. We’ve really settled into our windy northern home now, everything is unpacked and it feels like home already....
Savings Report #87 - Moved to The North
Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Very late with this update as I’ve had a very hectic start of the month moving to the north of England. We opted to do it all ourselves again - renting the van, loading, and driving 6h with no help and a 1 year old is a stressful experience - but we’re experts at it now....