Click here to see all of my past Savings Reports and view my interactive net worth chart

Go to How To Track Your Savings  to check out the Saving Ninja Super Spreadsheet.


Our net worth has stayed more or less the same at £1.2m, although the sheet also shows that it’s grown by £11k. The pound and dollar swinging so wildly is the culprit, there’s probably some errors in the way I’m tracking with auto-converting currencies to GBP, but I’m too lazy to change the sheet after all these years.

January was a slow month, returning back to normal after Christmas, Baby SN has been in a sleep regression since Christmas and we’ve not quite got back to normal yet.

The winter months definitely seem colder, darker, and wetter up here in the North. We’re lucky to be homebodies as we don’t go out much anyway - but we’re missing the USA a little bit more. It was cold in the winter, but it was bright and snowy as well.

This makes me worried about Scotland. Will it really be our replacement for the New England mountains? Or will it be even more dark, grey and wet. This year we plan to find out with a few Scottish trips planned now we’re close to the border.