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A quick update as I haven’t got much time this month. We’ve just got back from a big road trip and preparing for a move across the country; 6h each way that we’ll be doing twice with two rental vans on our own with a 12 month old - fun times. Good job we’re pro’s at moving house now that we’ve moved so much over the last few years.
Stocks did well, going up 2%, but I’m still selling company stock each month to pay down the margin loan we took out to pay off our mortgage, £29k left.
I’m more anxious to sell our house now that we have a large chunk of cash sat in it waiting to be re-invested when we sell. Currently the sale is still going through but I’ll always stay pessimistic.
If the sale doesn’t go through by March, we’ll have to take on more margin loan to fill our ISA’s, either that or stomach some capital gains tax to sell from our general investment accounts which I don’t want to do - the rates are too high and I’m sure we won’t be paying as much when we retire, either through moving country or an improved future tax policy.
I may have to do a smaller update next month as well due to the move. Until then!