Welcome to Thought Experiment #2! The last one, ‘If you won £1m ’ went so well that these will now be a monthly installment. At the beginning of each month, the question will be tweeted under the hashtag #ThoughtExperiment and the posts will go live on the 15th of every month. I recommend to all who want to participate to have your posts written before the 15th and then post them on or after this date, I’ll then add you to the list!...

NOTE This is one of the best hustles that I know. I’ve convinced a lot of people at each office I’ve worked at to become a student and get a TOTUM card. The amount of offers you can get are insane, the best being 10% off Apple, 10% off the CO-OP and half-priced Amazon Prime. If you are lucky enough to grab a card for 3 years when one of the loop-holes open, go for it!...

This is a Saving Ninja savings report. Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Please note that I split my expenses equally with my partner and the savings rate, house equity and house value represent my share only. The spreadsheet calculates my savings rate based off £12,000 worth of expenses per year, even though my expenses are actually Less Than 10k Per Year ....

This is a bank account switching offer. Read The Full Guide to Bank Account Switching for more information on how to make the most of offers like these. This generous offer from HSBC has been around for a while now, but since I’ve referred to it in a few different articles I thought I’d make an official post documenting the details. Before taking on this offer, be warned; it’s a tricky one due to the high pay in requirement and HSBC will do everything in their power to not pay you and stall....

Just like Matched Betting , switching bank accounts takes advantage of the free money that most high-street banks are now offering to switch to them. Once you’ve done some setting up, it can take as little as 10 minutes to complete an offer. With offers bagging you things like a pair of Free Bose Headphones or £125 cash the time value commitment is through the roof! It means bank account switching can clock in at over £600 per hour....