“The more dollars adult children receive, the fewer dollars they accumulate, while those who are given fewer dollars accumulate more.” - The Millionaire Next Door Whilst reading through The Millionaire Next Door , this quote is what stood out the most. People have been toting the phrase “the generational wealth gap” for decades. They say that wealth begets wealth and that the poor cannot compete. Why then does this book that was written over 30 years ago say that the opposite is true?...

Welcome to Thought Experiment #4. At the beginning of each second month, a thought experiment question will be tweeted under the hashtag #ThoughtExperiment and everyone is invited to participate with their own posts, these will then go live together on the 15th of the next month (you can still join in after this date). Below is the question asked for this Thought Experiment. You wake up one rainy morning and after checking on your accounts you find out that you’ve been ‘wiped-out’ by a cybercriminal....

Even though I tout about how amazing matched betting is to everyone that I meet, I still find that some people simply won’t give it a try. Mostly their reasoning is that they don’t have enough time to ‘learn’ how to do it or that they’re still skeptical of the loads of tax-free income that some people say they are making each month… “It must be illegal.” people say, or “I don’t wanna do anything dodgy....

This is a Saving Ninja savings report. Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Please note that I split my expenses equally with my partner and the savings rate, house equity and house value represent my share only. The spreadsheet calculates my savings rate based off £12,000 worth of expenses per year, even though my expenses are actually Less Than 10k Per Year ....

A couple of months ago I proposed in Minimalism Part 1 that I was going to attempt to bring new life to my home by discarding and organising everything that I own. Me and the Mrs have now read the Marie Kondo book; The Life-Changing Magic of Tidying . So we feel that we’re ready to tackle the first category… Clothes! Back in November I split my Minimalism journey into 8 categories to better manage the heft of it all....