Festive Correction, Thanks Santa - Savings Report #6

This is a Saving Ninja savings report. Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Please note that I split my expenses equally with my partner and the savings rate, house equity and house value represent my share only. The spreadsheet calculates my savings rate based off £12,000 worth of expenses per year, even though my expenses are actually Less Than 10k Per Year ....

January 3, 2019 · 4 min · SavingNinja

FIRE Orientated Budgeting Spreadsheet

Back in August, I released the Saving Ninja Super Spreadsheet , that’s the spreadsheet that I use each month in my savings reports . There’s also another spreadsheet that I use at least once a year to set myself a budget. I use this spreadsheet to figure out how much I can afford to invest each month. I’ve been working on the Saving Ninja Budget Spreadsheet for quite a while, I didn’t want to release it until it was finished....

December 20, 2018 · 7 min · SavingNinja

If You Could Reset Your Life

Welcome to Thought Experiment #3. At the beginning of each month, a thought experiment question will be tweeted under the hashtag #ThoughtExperiment and everyone is invited to participate with their own posts, these will then go live together on the 15th of every month (you can still join in after this date). The year is 2030, you’ve just spent your life savings on purchasing a ticket to ‘reset’ your life. You’ve gone back in time to your first day of school....

December 15, 2018 · 8 min · SavingNinja

How to Find Cheap High Internet Speed Broadband

If left to fester for longer than the contract period, Broadband and TV package costs add up quickly. Bills can more than double with countless rises throughout the year. This is even more prevalent with Broadband deals. Did you know that if you actively manage your Broadband and switch when your contract has ended, a Fiber connection is actually cheaper than the standard, slower connection? This is because they’re hoping you won’t switch when your contract is up!...

December 11, 2018 · 8 min · SavingNinja

Savings Report #5 - November

This is a Saving Ninja savings report. Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Please note that I split my expenses equally with my partner and the savings rate, house equity and house value represent my share only. The spreadsheet calculates my savings rate based off £12,000 worth of expenses per year, even though my expenses are actually Less Than 10k Per Year ....

December 4, 2018 · 3 min · SavingNinja