Welcome to Thought Experiment #11. A question is posted with the hope that many bloggers will join in and answer with their own post, creating a series of different view points to a single question. Below is the question asked for this Thought Experiment. You’ve decided that you no longer want to save any of your income toward FIRE each month. Instead, you’re going to spend it. How would you use your new disposable income?...
Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. So close. If the stock market doesn’t crash before Christmas, December will be the month… The month where I complete the SavingNinja FIRE journey of reaching £300k and I begin venturing into uncharted territory. I’m excited! This has only happened due to the stock market blazing upward again, I’m unsure what’s going on to prompt another 3% gain, can someone let me know?...
Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. The stock market did very well this month, I gained £4,860 in interest to go along with my £5,582 of increased contributions. Part of this sharp rise is due to my portfolio being 3% invested in my company stock which increased a lot this month, I hope it stays this high!...
Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. I increased my monthly savings by another £1,200 this month as I realised I’m probably keeping a little too much as an emergency fund at around £13k. After calculating our budget last month , this figure would cover 12 months of expenses for both me and my wife, and she has a few thousand pounds as an emergency fund too....
Before moving to Sweden everyone told me how expensive it would be to live here. Even fellow bloggers scoffed at the prospect of the _Saving_Ninja moving to Sweden!? The country with one of the highest income tax and VAT rates in the world! I wouldn’t be able to call myself the SavingNinja for much longer, they said. When I first arrived here, I found it hard to swallow the insanely high food prices, it seemed everything that we usually bought back in the UK was at least 3 times as expensive, sometimes even more than that....