Savings Report #94 - Cash Buy vs Mortgage

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. This month saw the markets recover, and it coincided with investing £40k into our ISA’s so we saw a big bump in net worth. We crossed the $1m invested outside of our pensions, £900k in GBP, close to £1m!...

May 17, 2026 · 3 min · SavingNinja

Savings Report #93 - Cost of Living

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. A huge drop this month, pushing our portfolio back to the level it was at the beginning of the year. Trumps hokey pokey into Iran is causing turmoil everywhere. When will everything go back to being boring? Maybe it never was....

April 11, 2026 · 3 min · SavingNinja

Savings Report #92

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Not much has happened this month, work is busy, AI is taking over, baby SN is growing fast.

March 8, 2026 · 1 min · SavingNinja

Savings Report #91 - Grey and Wet

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Our net worth has stayed more or less the same at £1.2m, although the sheet also shows that it’s grown by £11k. The pound and dollar swinging so wildly is the culprit, there’s probably some errors in the way I’m tracking with auto-converting currencies to GBP, but I’m too lazy to change the sheet after all these years....

February 9, 2026 · 2 min · SavingNinja

Savings Report #90 - End of Year

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings to check out the Saving Ninja Super Spreadsheet. Happy new year! I thought this month would be a good one financially, but the markets took a tumble on the very last day of the year. This is a short savings report as I’ll be releasing my end of year review post in the next couple of days....

January 1, 2026 · 1 min · SavingNinja