Download the First Ninja Mobile Application!

Since November I’ve been working on SavingNinja’s very first piece of software – a mobile application that contains all of the same useful calculators in the Super Spreadsheet and today marks the day that it’s available to download. 

The app is called FICalc, and it’s available on both iOS and Android!

FICalc is the first of many applications that I have planned to help my fellow Ninja’s achieve financial independence quicker and easier. The app is currently only version 1.0 and with your help, I plan to add more tooling and improvements as time goes by; so let me know what you’d like to see in the comments below.

Download FICalc on Android and iOS today – it’s free. Leaving a good review on any store would help immensely (thanks if you do!)

FICalc is a collection of financial calculators that can help you on your pathway to financial independence. FIRE calculators are prevalent on the web, but many calculations need to be done whilst on the move and quickly; that’s where FICalc can help as it’s quickly accessible on your mobile phone.

FICalc stores your input data for ease of use on return visits, and your financial simulations are illustrated with animated graphs and charts (charts coming soon.)

Compound Interest Calculator

Enter your starting pot, yearly deposit amount, years to compound, and predicted investment growth and hit calculate.

The calculator will tell you how much your money will have grown within the given years. It will simulate monthly investment returns and deposits to accurately calculate the result.

Hit analyse to see a month by month breakdown of your growth for your total pot and total interest earned.

Drawdown Calculator

Enter your starting pot, annual drawdown amount, and predicted investment growth and hit calculate.

The calculator will tell you how long your money will last by simulating your monthly investment returns.

Hit analyse to see a month by month breakdown of your drawdown for your total pot and total interest.

This is a good calculator to use to figure out how to build your Pension Bridge.

FI Calculator (Financial Independence Calculator) 

Enter your starting pot, yearly savings, projected investment growth, and withdrawal rate, and hit calculate.

The calculator will tell you how long it will take for you to reach FI (Financial Independence) so you can potentially retire early. This is the point when the interest growth will cover your yearly expenses.

Hit analyse to see how much your pot has grown each month and how much interest you’ve earned.

What is FIRE? (<– Read this if you don’t know)

The Future of FICalc

This mobile application is for you. Which features would you like to see added to FICalc? If it’s not on the list; let me know in the comments below.

  1. Personal Profile

    An area of the app which will hold your current bio (networth, income, expenses, savings rate, age etc.)

    Personal Profile will show you at a glance how long you have left until you are FI (‘Financially Independent’) it will count down each day and update accordingly with options to add or remove cash amounts and ‘recalculate.’

  2. Additional Data Analysis

    Currently the application shows networth totals and total combined interest gained. This feature would add a suite of additional analytics including month by month interest, different market returns (upper bound, lower bound), expenses covered, and ‘percentage to FI.’ 

  3. Dynamic Calculations

    This feature would allow you to change your savings rate dynamically on the graph page to see instantly how your results will change.

  4. Vault

    Do you want a part of the app dedicated to storing useful FI related articles and notes?


14 thoughts on “Download the First Ninja Mobile Application!

  1. Thanks! Downloaded.

    Probably ambitious but if the app could do some modelling of historical returns in the vein of the FIRECalc site That would be very cool.

    1. I was hoping to introduce upper and lower bounds next, the FIRECalc style modeling would be easy to do, but would take a while to get all of the data in – My current chart analytics wouldn’t be able to show the different variations as it currently is either, so this would be an advanced feature down the line. Thanks for the feedback Pk!

  2. Thank you, I think a personal profile will be amazing ”An area of the app which will hold your current bio (networth, income, expenses, savings rate, age etc.).
    Keeping it simple is the most important thing for me, like you said its on the Go! info
    Great work

    1. Thanks Urban FI Man 🙂

      Yeah, I really like the FI profile for my own personal use as well – this will probably be next.

  3. Great ideas for the app! Thanks for putting this together. I just tried it and have a couple of bugs and suggestions:

    * “Report a problem” item in the menu didn’t do anything when I tapped it
    * The link to the Dojo in the menu opened in an in-app browser which didn’t know my existing Facebook login. Could it open in the default browser instead so I don’t need to log in again?
    * Once a calculator field is filled in the label disappears and I can’t remember what the field is for. Could the labels always remain visible? I found myself removing the values to remind me what the field was.

    1. This is awesome, thank you ND.

      I’m assuming this was on iOS? I don’t actually have an iPhone so I haven’t been able to test it on that system. I think Apple is a bit more cautious when receiving email intents (what the ‘Report a Problem’ does), I might need to ask for some kind of permission. A similar issue may be happening with the Facebook link, from my understanding, Android should ask you what you’d like to open the link with.

      Great feedback with the fields, I have to play with Flutter some more (the platform which is used) as this is their default style.

      I’ll try and get these suggestions implemented ASAP!

  4. Downloaded and working without any issues, can’t wait for the updates

    It doesn’t say whether an assumed inflation figure is used for the investment growth or drawdown percentages

    1. Thanks Coops!

      Inflation isn’t taken into account, you can just increase the interest gained if you want to add on inflation. Or you can see it as money in today’s terms. E.g. if you compound for 20 years and arrive at £500k, you can see it as ‘£500k in todays money’ whereas, inflation-adjusted, it might actually turn out to be £700k, but it has the spending power of today’s £500k, if you see what I mean 🙂

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